Surest

Surest is a health plan from UnitedHealthcare that offers employer-sponsored health insurance. Surest plans are designed to help members understand their health care costs and coverage before receiving care. Here are some features of Surest:

  • No deductibles or coinsurance: Surest plans do not have deductibles or coinsurance, and members are covered fully on day one.
  • Upfront prices: Members can see all-in prices for over 490 services before receiving care.
  • Access to national networks: Surest members have access to the UnitedHealthcare and Optum Behavioral Health networks.
  • Virtual care: Surest offers virtual care options, including migraine care, mental health support, and virtual exercise therapy.
  • Flexible coverage: A small number of members have the Surest Flex plan, which offers flexible coverage for a limited number of procedures.
  • Search for providers: Members can use the Surest app or website to search for providers that fit their needs and budget.